Services

Item Description

From managing your investment portfolio to planning for retirement, retirement income planning, college planning, insurance, and estate planning, as well as all other areas of your financial life, whatever your age or financial situation, a financial plan is a necessity. Certified Financial Planner Michael C. Tow is offering his services to help you create a financial plan.

A financial plan compares your desired financial future with your current financial situation. It addresses the question – what is the likelihood of reaching my financial goals given today’s facts? More importantly, if the likelihood is not acceptable, a financial plan will provide guidance of what changes would have the greatest impact on your success.

The recipient will receive a personalized Money Guide Pro Financial Plan ™, implementable for their financial future. The completed product will allow you to understand what action steps are needed today to achieve your financial goals. This is a golden opportunity to take control of your financial future today!

This Financial Plan & Consultation package includes:
• First Meeting- A Financial Overview of your situation
• Second Meeting-A Money Guide Pro Financial Plan created specifically for you
• Additional Emails and Phone Calls as needed
• Approximately 5-10 hours of Financial Planning in total

The Following are Financial Topics that may be discussed:
• Retirement Planning
• Budget and Debt Analysis
• Investment Analysis and Allocation
• Insurance & Estate Planning Analysis
• College Planning
• Retirement Income Planning
• Financial Goal Planning (Buying a house, having a baby)

CERTIFIED FINANCIAL PLANNER™ practitioner Michael Tow is President and Founder of New Boston Financial. He has an extensive background in personal finance. For almost 24 years, he has been managing investments and personal finances for families and individuals.

Prior to New Boston Financial, Mr. Tow was an account vice president at UBS and managed a brokerage branch of H&R Block Financial Advisors. He holds or has completed the following: General Securities Registered Representative (Series 7), General Securities Sales Supervisor (Series 8), Uniform Securities Agent State Law (Series 63), Life and Health Insurance license, Boston University's Financial Planning program and is a CERTIFIED FINANCIAL PLANNER™ practitioner
Mr. Tow serves on the board of directors of the Massachusetts State Retirees Benefit Trust Fund which handles the investments of the State Retiree Benefits for the Commonwealth of Massachusetts and Company One Theater Company.

In 2010, he was selected as a "40 Under 40" honoree by the Boston Business Journal which recognizes the top 40 emerging business leaders in greater Boston. He was a past president of the Friends of the Needham Elderly and sat on the Massachusetts Workforce Investment Board, a board that advises the Governor of
Massachusetts on Workforce Development Issues. He was also a member of Dougie's Marathon Team, marathon runners supporting the Doug Flutie Foundation for Autism.

Mr. Tow has given talks focusing on financial literacy to many groups including The Commonwealth of Massachusetts' The Money Conference. He has appeared on Channel 5's City Line as well as on Channel 7's Asian Focus and Urban Update. He has also been quoted in Money Magazine, The Boston Globe and many others. Mr. Tow lives in Needham with his wife, Nancy, and their three daughters.

Item Special Note

A 5% fee, not to exceed $25 total, will be added to any winning bid to aid in covering auction costs.