Financial Planning

Item Description

$5000 Financial Planning Package from Alyssa Morris.

Alyssa Morris is a financial advisor specializing in working with busy professionals who are motivated to organize their financial lives.  She creates financial plans and manages investment portfolios for her clients and, in doing so, becomes their partner and advocate.  Her mission is to help her clients make financial decisions now and in the future with confidence and to help them build and protect their wealth over time.

Alyssa brings over 20 years of diverse financial and legal industry experience as well as her business acumen to her career as an advisor.  She was drawn to the personal financial advising field as a way to combine her love of finance with her desire to help others.   Alyssa graduated from the Wharton School at the University of Pennsylvania with a B.S. in Economics and earned her law degree at Georgetown University Law Center, JD.  She is a member of the Board of Directors and the Investment Committee of Marin Community Clinics and is a member of the State Bar of California.  

Both her daughters, Carly and Phoebe, dance at Marin Dance Theater.  Alyssa and her husband, David, are so thankful for the incredibly supportive and beautiful environment that MDT provides for their daughters to dance their hearts out.  

 

Financial Planning Package

The financial planning package will include the following series of meetings aimed to address your financial planning and investment management needs, enhance your risk management, and understand your estate planning objectives.  These meetings are designed to be highly interactive and collaborative in order to achieve meaningful results. Meetings typically last 60-90 minutes and conclude with a review and recap of recommendations and action items. 

1. Discovery meeting

• Learn about YOU  - values, goals, interests, vision for the future, assets, liabilities and relationships

2. Goals planning meeting

• Review cash flow and develop strategies for savings or retirement spending in both taxable and retirement accounts as well as other accounts
• Review financial goals (i.e., buying a house, starting/funding a business, funding college, retiring, etc.) and planning assumptions (savings amounts, rates of return, inflation rates, healthcare costs, etc.) in financial plan
• Determine how much wealth you need to accumulate to be financially independent and achieve the goals that are most important to you
• Consider different scenarios and strategies in the financial plan and the impact on your overall goals
• Identify areas of exposure in the plan and ways to mitigate risk
• Review ways to consolidate and streamline your accounts, if necessary

3. Investment and tax planning meeting 

•  “Investing 101” – review investment strategy and philosophy behind it
• Review proposed asset allocation and investment plan for all your investment accounts, including employer retirement plans
• Develop employer stock compensation strategy, if applicable 
• Review tax estimate and costs associated with repositioning your portfolio
• Provide other tax planning ideas or strategies in partnership with CPA

4. Risk management and estate planning meeting  

• Review property, auto and umbrella insurance policies for adequacy of coverage
• Review employer provided or private insurance policies for adequacy of coverage 
• Provide recommendations for addressing gaps or overlaps in coverage and enhancing your overall risk profile
• Discuss the components of an estate plan and provide guidance on which documents are necessary for you and how to prepare for a meeting with an estate planning attorney
• Discuss charitable giving strategies, if appropriate, to achieve goals and maximize tax benefits