Fund a Need
One Hour of Financial Counseling for a Prospective OPAL Homeowner
- Item Number
- 211
- Estimated Value
- 46 USD
- Sold
- 46 USD to cbee
- Number of Bids
- 1 - Bid History
Item Description
Each buyer who hopes to buy a permanently affordable house through OPAL, must jump a series of hurdles to qualify. Their income and assets must meet OPAL's limits; they must work with a staff member to determine if they will be able to qualify for a mortgage. And, because the great majority of OPAL homeowners are first-time homebuyers, we require them to participate in several hours of basic financial counseling with our staff expert -- to assist in clearing up credit problems or other impediments to home ownership and to help the prospective buyer determine whether, in fact, home ownership is really his or her best path.
This financial counseling is an important part of what all community land trusts do; it is a vital part of OPAL's stewardship activities.
You can help sustain this effort by contributing enough to cover ONE HOUR of such financial counseling: $46
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