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Comprehensive Financial Planning Consultation 

Consult with team of financial planners from WomensWorth. Review your financial health across the six modules in a comprehensive plan: Personal Balance Sheet Health, Risk and Protection Management, Investment Management, Retirement Planning, Tax Optimization, and Estate Planning.

WomensWorth is a wealth management firm focusing on women- and the important people in their lives- at the crossroads of their personal and professional economies.

Recognizing that many individuals, and more frequently women, approach issues of money and finance with a perspective that is often overlooked by traditional financial services companies, WomensWorth seeks to create a comfortable environment in which clients can acquire the knowledge and strategies for building and preserving wealth. We use a rules-based, wide-angle and integrative approach to help you obtain the goals and aspirations that sit at the intersection of your life, your career, and your money.

Step 1: Introductory Meeting

We meet to see if there is synergy in how we think about money and life. You’ll share your concerns, aspirations and dreams, and we’ll explain our philosophy and approach. If we feel in “sync,” we’ll move on to……… 

Step 2: Discovery

We will collect data in 21 areas of financial well-being from your insurance coverage to your wills and trusts, savings and retirement plans; we’ll delve into your cash flow, your investments, your money movement and tax efficiency, your short and long term debt levels, your cost of living and savings rates, your legacy and estate planning, (education and special needs planning if applicable). We look at all this information with an integrative view of your whole financial picture.

Step 3: Analysis and Observation

After an in-depth analysis using The Living Balance Sheet® tool, we will present you with observations using our 15 rules of financial health. You will receive a Financial Balance Scorecard indicating your “health” in all domains of your living balance sheet. We will project for your life expectancy, and beyond, where your current behaviors and strategies are headed and will suggest course corrections where necessary.  

Step 4: Recommendations

All of our work together will culminate in a series of recommendations to preserve or improve upon your wealth building, to attain your life goals and the financial wherewithal to achieve those goals. You will feel organized and as one of our clients recently told us: “You will feel all tucked in.” More importantly you will know where you are headed and will have a structure for each financial decision you make, and how all your decisions affect each other.

Step 5: Implementing the Plan

With our help you will select the strategies that will help you maintain a steady course towards your life and financial goals. We will objectively help you with the difficult undertaking of understanding all the risks, rewards, benefits and shortcomings of all the financial products you currently hold or may decide to purchase. We aren’t beholden to any one company but rather understand the nuances of a large range of financial products and solutions.

Step 6: Continued Monitoring of Progress

Life doesn't stop trying to throw you off your path, so we won’t stop helping you stay on, whether its reminding you to take an action step indicated by your plan or evaluating the performance of your various financial strategies and investments. WomensWorth will continue to monitor your progress and your portfolio, and advise you to make necessary adjustments and to rebalance when warranted.

This item was generously donated by Amy Lampert and Richard Belofsky.

Both Amy and Richard are multi-year winners of the Five Star Wealth Manager Award as published in Boston Magazine

Item Special Note

Disclaimer

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor. PAS is an indirect, wholly owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group insurance Agency, Inc., an affiliate of The Bulfinch Group, Inc. Neither The Bulfinch Group LLC nor WomensWorth® are licensed to sell insurance.  PAS is a member FINRA, SIPC.