Business

Item Description

Whether you'd like to spend your retirement gardening, traveling or playing with your grandchildren, your retirement lifestyle depends entirely on how well you plan for the future.

Receive a comprehensive financial analysis and plan through A.G. Edwards' Financial Horizons service, offered by A.G. Edwards Vice President and Financial Consultant David Milowe. This comprehensive financial plan includes all of the analyses and reports listed below.

Financial Analysis Overview

• Net worth statement
• Cash flow analysis
• Ideas for reducing income taxes
• Disability planning

College Cost Planning

Portfolio Planning

• Current asset allocation
• Asset allocation strategy
• Current vs. proposed asset allocations
• Proposed asset allocation

Investment Planning

• Fixed-income analysis
• Stock portfolio review
• Concentrated equity strategies
• Mutual fund analysis

Retirement Planning

• Wealth accumulation table
• Proposed scenario
• Sources of retirement income
• Probability analysis

Estate Planning

• Survivor income projections
• Life insurance summary
• Long-term care
• Estate taxes
• Estate planning strategies

Item Special Note

Please note: This financial planning service is only available to those with $500,000 or more in assets and who are residents of AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, MO, NC, NH, NJ, NV, NY, OH, PA, RI, SC, TX, UT, VA, VT, WA, WI or the Virgin Islands. Financial Horizons is a financial planning service in which A.G. Edwards acts as investment advisor with respect to accounts for which the firm is specifically appointed as investment advisor. This program does not cover implementation of any financial planning recommendations. Apart from this program (including in the implementation of any financial planning recommendations), A.G. Edwards is acting only as a broker-dealer unless the firm otherwise specifically indicates in writing, and the firm's obligations will vary with the role it plays. Please consult "Important Information About Your Relationship With A.G. Edwards" on agedwards.com/disclosures for a discussion of the differences between the firm's brokerage and advisory services.

This auction item is offered through consignment by cMarket Place.  The amount earned by Our Time is the difference between $200 (the consignment price) and the final bid amount.